How Much Can You Expect to Pay for Home Healthcare in Dubai Without Insurance?

Families prefer home healthcare because it allows patients to stay in a comfortable environment while still receiving professional support.However, one of the most common questions that people ask is about cost. Many expatriates and even some residents do not have insurance plans that cover home healthcare services. This means families often need to budget and pay from their own pockets. Understanding the actual price is important because it helps in planning ahead and prevents surprise bills.

This guide provides clear numbers on what you can expect to spend, explains what affects those prices, and gives advice on how to choose the right option without losing quality.

How Much Does Home Healthcare Cost in Dubai?

The cost of home healthcare in Dubai varies depending on how many hours of service are needed, the level of skill required, and whether the care is continuous or occasional. Below is a general guide to what families usually pay.

Hourly Rates
Basic nursing visits are usually between AED 150 and AED 200 per hour. If the patient requires specialized medical attention such as wound care, IV therapy, or advanced monitoring, the rate can go up to AED 500 per hour.
Daily and Extended Rates
For people who need a nurse for longer hours in a day, packages are available. A full day of 8 to 12 hours can cost between AED 600 and AED 800. For patients who need highly specialized services, the price may rise between AED 800 and AED 2000 for a single day.
Monthly and 24/7 Live-In Care
Families who choose continuous care can expect to pay between AED 5000 and AED 18,000 per month. In cases where a nurse or caregiver lives in the home and provides care throughout the day and night, the cost may exceed AED 19,000 monthly.
Budget Options
Some providers offer very low entry packages starting at AED 25 per hour. These usually come with minimum-term contracts or conditions on the number of hours booked. While they seem affordable, it is important to carefully check the inclusions and quality standards.

When making decisions, families should not only compare hourly prices but also consider the total monthly expense if care is needed for several weeks or months.

Type of Care	Estimated Cost	Notes
Hourly Rates	AED 150–200 (basic nursing) AED 500 (specialized care)	Wound care, IV therapy, monitoring can raise costs
Daily / Extended Care (8–12h)	AED 600–800 per day AED 800–2000 for specialized services	Best for post-surgery or rehab
Monthly Packages	AED 5000–18,000 per month	Covers longer-term needs
24/7 Live-In Care	AED 19,000+ per month	Continuous, round-the-clock service
Budget Options	From AED 25/hour (with contracts)	Check terms, quality, inclusions carefully

What Affects the Cost of Home Healthcare?

The final bill for home healthcare is influenced by many factors. Knowing these helps families make informed choices and avoid unnecessary spending.

Level of Care Required
Basic assistance such as medication reminders or help with mobility is cheaper than medical services like wound dressing, physiotherapy, or post-surgical monitoring. Complex care always requires more experienced staff, which increases cost.
Qualifications and Licensing
A caregiver who assists with daily living tasks will be less expensive than a DHA-certified nurse who has professional training. Dubai requires healthcare providers to hold proper licenses, and the level of qualification directly reflects in the price.
Timing and Scheduling
Standard weekday hours are cheaper compared to nights, weekends, or holidays. Emergency calls also attract higher fees. Families should consider creating a fixed schedule instead of requesting urgent visits whenever possible.
Duration and Frequency of Care
Short-term or occasional visits cost more per hour. Long-term contracts or monthly packages often reduce the per-hour price. For example, booking a nurse for one month straight may be cheaper than calling a nurse for separate visits every day.
Additional Costs
Some services include only the nurse’s time. Extra charges may apply for medical equipment, transportation, special medication, or overtime. Families are advised to ask for itemized quotes to avoid hidden surprises.

Who Typically Uses Home Healthcare—and Why Without Insurance?

Not everyone in Dubai has insurance that covers home-based treatment. As a result, many families choose to pay for it themselves. Some of the most common groups who rely on home healthcare include:

Families caring for post-surgery patients who need wound care, injections, or physiotherapy at home.
Older adults who need daily assistance with mobility, bathing, or ongoing medical conditions such as high blood pressure or diabetes.
Patients with mobility challenges who find it difficult to visit hospitals or clinics regularly.
Expatriates and short-term residents who may not have comprehensive insurance coverage but still want reliable medical support.

In many cases, even insured patients discover that their policies do not cover domiciliary care. One expat reported being surprised when their insurance denied reimbursement, even though multiple tests and care visits were ordered. This is a reminder that reading the fine print in health plans is crucial.

Who Regulates Home Healthcare in Dubai?

Dubai has strict rules to ensure that home healthcare is safe and reliable. All agencies that provide home nursing must hold a valid license from the Dubai Health Authority (DHA). This includes checks on staff qualifications, training, and patient safety procedures.

Families should always ask providers to share their DHA license details. The Health Facility Directory and the Sheryan portal can also be used to verify if a company is legally allowed to provide care. Choosing licensed providers is essential not only for safety but also for legal protection.

How to Find the Best Value Without Compromising Quality

Balancing cost with quality can be challenging, especially when paying out of pocket. Here are some steps that help:

Identify Your Needs Clearly
Make a list of the medical and personal support required. This prevents paying for services that are not actually needed.
Request Multiple Quotes
Contact at least three providers and ask for detailed written estimates. Comparing only hourly rates is not enough; look at inclusions, travel charges, and equipment costs.
Compare Package Types
For longer needs, monthly contracts can reduce expenses compared to paying per visit.
Check Licenses and Qualifications
Always ensure that the caregiver or nurse is trained and certified. Do not compromise on safety for the sake of lower cost.
Watch for Hidden Costs
Ask in advance about weekend surcharges, holiday rates, and additional fees for equipment or medication.

By following these steps, families can find the balance between affordability and safe, professional care.

FAQ Section

How much does an hourly home nurse cost in Dubai?

The usual range is AED 150 to AED 200 for basic services. For specialized tasks like advanced wound care, hourly rates can reach up to AED 500.

How much for daily or live-in care?

A full day of service can cost AED 600 to AED 800. Monthly packages range from AED 5000 to AED 18,000. Continuous 24-hour live-in care starts around AED 19,000 per month.

Are there affordable options?

Yes, some providers have entry-level packages starting from AED 25 per hour. These are usually linked to conditions such as booking a minimum number of hours per month.

Can I get care on weekends or holidays?

Yes, but the charges are normally higher compared to weekday hours. Families should confirm weekend and holiday rates before making arrangements.

Does insurance ever cover home care?

Some insurance plans include home healthcare, but many exclude it. It is important to confirm coverage directly with the insurer to avoid surprise bills.

How do I check if a provider is licensed?

Families can ask the company to share their DHA license. They can also check the Dubai Health Authority’s Health Facility Directory or use the Sheryan online portal.

Making the Right Choice for Home Healthcare in Dubai

Paying for home healthcare without insurance in Dubai can feel overwhelming, but understanding the costs makes the process much easier. Hourly rates, daily packages, and monthly contracts all vary, and the total depends on the level of care, the qualifications of the staff, and the length of service.

Families should focus on choosing licensed providers who meet safety standards rather than only searching for the lowest price. By defining care needs, comparing quotes, and checking qualifications, it is possible to find high-quality support that fits within a reasonable budget.

With careful planning, home healthcare in Dubai can be both affordable and dependable, giving patients the comfort of healing at home while keeping families confident about the quality of care.

If you are looking for trusted, affordable, and professional home healthcare in Dubai, Eureka Home Healthcare is a top choice.

Affordable care packages designed to suit different budgets
DHA-licensed expert team of nurses and caregivers
Wide range of services from basic assistance to specialized medical care
Flexible plans for hourly, daily, and monthly needs

With Eureka, families can be confident that their loved ones are receiving quality care at home, without unnecessary financial stress.